Loans | Mortgage | Savings | Certificates

LOAN RATES Effective: June 30, 2010 Submit proof of income(s) with your application. Regular Loan Rates:                             APR* Term   New Autos As low as  5.00%  60 Calculator New Autos (84-month term when financing more than $28,000) As low as 5.25%  72 Calculator Used Autos - Up to 48 Months (term varies by model year) As low as 5.00%  varies Calculator Older Model Autos - Up to 42 Months (term varies with amount financed)  As low as 5.00%  varies Calculator New Motorcycles  As low as 6.00%  72 Calculator Used Motorcycles As low as 6.00%  48 Calculator New Boats As low as 6.25%  96 Calculator Used Boats As low as 6.25%  72 Calculator New Motor Homes / RV's As low as 6.00%  120 Calculator Used Motor Homes / RV's As low as 6.00%  96 Calculator Signature Loans As low as 10.00%  36 Calculator VISA Credit Cards As low as 8.90%  ----- Calculator Share Secured VISA Credit Cards As low as 10.90% ----- Calculator Acreage ---------------- 9.25%  120 Calculator Share Secured (3% above Regular Shares Dividend Rate)     120 Calculator Certificate Secured (Rate on your Certificate plus 2%)     120 Calculator *APR = Annual Percentage Rate Loans are subject to credit approval. Term may vary depending on model year of colleteral. Rates quoted are subject to change without notice.   Mortgage loans, VISA credit cards and share secured loans are not eligible for Member Reward$ discounts. Certain restrictions apply. Call the credit union for more information. (706) 855-2224 Go To Loan Application | Go to Calculators | Back to Top

MORTGAGE RATES: Effective: June 30, 2010

7-Year First Mortgage (1.00% Origination Fee)

15-Year First Mortgage (1.00% Origination Fee)

Home Equity Line of Credit (Call for current rate) Credit Union pays closing costs on most HELOC's

 

*APR = Annual Percentage Rate Loans are subject to credit approval. Rates quoted are subject to change without notice. Call the credit union for more information regarding Real Estate Loans. (706) 855-2224 Go To Loan Application | Go To Calculators | Back to Top

  

SAVINGS RATES: Effective: June 30, 2010

 

Savings	Minimum Balance	Dividend Rate	APY*	Term
Share Account	5.00	0.25	0.25	n/a
Christmas Club	5.00	0.25	0.25	n/a
IRA Share Account	25.00	1.00	1.00	n/a
Share Draft Checking	None	0.10	0.10	n/a

 

*APY = Annual Percentage Yield Rates quoted are subject to change without notice. Dividends are paid quarterly and are based on average daily balances. A Regular Share balance of $5.00 is required to maintain membership in the Credit Union. Back to Top

SHARE CERTIFICATES OF DEPOSIT Effective: May 4, 2010

 

Certificates	Minimum Deposit	Dividend Rate	APY*	Term
6 Months	500.00	1.00	1.00	6 m
12 Months	500.00	1.25	1.26	12 m
24 Months	500.00	1.50	1.51	24 m
IRA Certificate (1 Year)	500.00	1.25	1.26	12 m
IRA Certificate (2 Year)	500.00	1.75	1.76	24 m

 

*APY = Annual Percentage Yield Dividends are credited and compounded quarterly. Rates quoted are subject to change without notice. An early withdrawal penalty applies to Share Certificates of Deposit. Back to Top