avahfcu
 

Loan Rates

Loan Rates
Effective: October 1, 2015

Loan Type Minimum APR* Maximum APR* Term
New/Used Auto 1.99% 10.99% up to 84 mos.
Older Model Autos ***term varies with amount financed 3.49% 12.49% up to 48 mos.***
Fresh Start Auto Loans - 17.99% up to 60 mos.***
New or Used: RV's Watercraft, Motorcycles, Motor Homes, ATV's, Golf Carts, Farm Tractors 1.99% 7.99% varies
Personal Loans 10.00% 18.00% up to 48 mos.
VISA® Platinum Credit Cards 8.90% 17.90% -
Share Secured VISA® Credit Cards - 10.90% -
New Mobile Homes 10.00% 10.00% up to 120 mos.
Used Mobile Homes 11.00% 11.00% up to 84 mos.
Share Secured (3% above Regular Shares Dividend Rate) - - up to 120 mos.
Certificate Secured (rate on your Certificate plus 2%) - - up to 120 mos.


*APR = Annual Percentage Rate. Actual loan rate is dependent on credit rating.
Loans are subject to credit approval. Term may vary depending on model year of collateral.
Rates quoted are subject to change without notice. Mortgage loans, VISA credit cards and share secured loans are not eligible for Member Reward$ discounts. Certain restrictions apply.


Mortgage Rates
Effective: October 1, 2015

7-Year First Mortgage (1.00% Origination Fee): (706) 855-2224

Rate Points APR*
Call for current Mortgage rates None  


15-Year First Mortgage (1.00% Origination Fee): (706) 855-2224

Rate Points APR*
Call for current Mortgage rates None  


Home Equity Lines of Credit (call for current rates) Credit Union pays closing costs on most HELOC's: (706) 855-2224

Rate Points APR*
Call for current HELOC rates None  


Acreage (1.00% Origination Fee)

Rate Points APR*
Call for current rates None  


*APR = Annual Percentage Rate
Loans are subject to credit approval.
Rates quoted are subject to change without notice.
Call the credit union for more information regarding Real Estate Loans.
(706) 855-2224