Savings Rates
Effective: October 1, 2021

Savings Minimum Balance Dividend Rate APY*
Share Account > 500.00 0.10 0.10
Christmas Club 5.00 0.05 0.05
IRA Share Account 25.00 0.25 0.25
Share Draft Checking┬╣ (Effective 7/2011: Monthly Service Fee: $1.95/member) None 0.05 0.05

┬╣Share Draft Checking Account Holders have Free Identity Theft Recovery Service Benefit added to their AVAHFCU Share Draft Checking Accounts.

*APY = Annual Percentage Yield
Rates quoted are subject to change without notice.
Dividends are paid quarterly and are based on average daily balances.
A Regular Share balance of $5.00 is required to maintain membership in the Credit Union.


Share Certificates of Deposit
Effective: October 1, 2021

Certificates Minimum Deposit Dividend Rate APY*
6 months $500 0.15 0.15
12 months $500 0.20 0.20
13 month CD Special $500 0.75 0.75
24 months $500 0.50 0.50
IRA Certificate (1 year) $500 0.25 0.25
IRA Certificate (2 year) $500 0.75 0.75

*APY = Annual Percentage Yield
Dividends are credited and compounded quarterly.
Rates are subject to change without notice.
An early withdrawal penalty applies to Share Certificates of Deposit.