Savings Rates
Effective: October 1, 2021
Savings | Minimum Balance | Dividend Rate | APY* |
Share Account | > 500.00 | 0.10 | 0.10 |
Christmas Club | 5.00 | 0.05 | 0.05 |
IRA Share Account | 25.00 | 0.25 | 0.25 |
Share Draft Checking¹ (Effective 7/2011: Monthly Service Fee: $1.95/member) | None | 0.05 | 0.05 |
¹Share Draft Checking Account Holders have Free Identity Theft Recovery Service Benefit added to their AVAHFCU Share Draft Checking Accounts.
*APY = Annual Percentage Yield
Rates quoted are subject to change without notice.
Dividends are paid quarterly and are based on average daily balances.
A Regular Share balance of $5.00 is required to maintain membership in the Credit Union.
Share Certificates of Deposit
Effective: October 1, 2021
Certificates | Minimum Deposit | Dividend Rate | APY* |
6 months | $500 | 0.15 | 0.15 |
12 months | $500 | 0.20 | 0.20 |
13 month CD Special | $500 | 0.75 | 0.75 |
24 months | $500 | 0.50 | 0.50 |
IRA Certificate (1 year) | $500 | 0.25 | 0.25 |
IRA Certificate (2 year) | $500 | 0.75 | 0.75 |
*APY = Annual Percentage Yield
Dividends are credited and compounded quarterly.
Rates are subject to change without notice.
An early withdrawal penalty applies to Share Certificates of Deposit.